Comparison CentryAI connects to your bank to find subscriptions — we don't. SubHawk lets you manually enter subscriptions and get instant AI-powered savings recommendations. No bank access. No privacy risk. Completely free.
| Feature | CentryAI | SubHawk |
|---|---|---|
| Subscription audit | ✅ Yes | ✅ Yes |
| Bank connection | ❌ Required | ✅ Not required |
| Privacy risk | High (reads all transactions) | Zero (manual entry only) |
| Free tier | Limited | ✅ Forever free |
| Premium one-time | N/A | $1.90 lifetime |
| AI savings score | ✅ Yes | ✅ Yes |
| Sign-up required | Yes | No sign-up |
| Yearly savings projection | ✅ Yes | ✅ Yes (with charts) |
| Mobile-friendly | ✅ Yes | ✅ Yes |
CentryAI requires read access to your entire transaction history to function. SubHawk never touches your bank — you simply type or paste your subscription names and prices. Same AI analysis, zero privacy exposure.
Bank-connected trackers miss subscriptions paid with cash, prepaid cards, or shared family accounts. SubHawk captures everything because you tell it what you pay, not an algorithm guessing from bank data.
CentryAI needs to connect, sync, and process bank data — minutes of waiting. SubHawk: type 5 subscription names, hit Analyze, get results in 3 seconds.
Every subscription gets a KEEP / CONSIDER / CANCEL rating with a detailed explanation. SubHawk also suggests cheaper alternatives and bundles that could save you even more.
No account. No email. No bank access. No analytics tracking. Type your subscriptions, get your audit, close the tab. That's it.
| Subscription | Typical Monthly Cost | Yearly Waste |
|---|---|---|
| Forgotten streaming services | $12-25 | $144-300 |
| Unused gym memberships | $30-60 | $360-720 |
| Duplicate cloud storage | $5-12 | $60-144 |
| News/magazine subscriptions | $8-20 | $96-240 |
| App subscriptions (forgotten trials) | $3-15 | $36-180 |
| Total average waste | $58-132/month | $696-1,584/year |
Yes. The subscription audit is completely free. We offer a $1.90 lifetime Premium tier with unlimited audits and detailed savings charts.
No. We deliberately avoid bank connections to protect your privacy. You enter subscription names and prices manually — takes 60 seconds.
Yes. CentryAI requires full bank transaction access. SubHawk requires zero personal data. If privacy matters to you, SubHawk is the clear choice.
Our AI analyzes each subscription against usage patterns, industry averages, and your stated priorities to give KEEP/CONSIDER/CANCEL recommendations with detailed reasoning.
Yes. SubHawk is fully mobile-responsive. Audit your subscriptions from anywhere.